Excellent point, First I should provide some context. I am Canadian so my health care expenses are primarily baked into my taxes, that is why you have not seen me mention it at all in my writing.
For many, particularly Americans, Health care is certainly a huge expense you need to plan for. It is a subject, I admit I need to read up on a lot more because I realize many of my readers are American.
Thanks for Bringing this up, it's super important and you just moved this subject up on my “things to write about” list.