Hi Isayah L. Durst thank you for the very valuable contribution to the conversation.

I agree 100% using this kind of leverage for a truly savvy investor who has a specific and well thought out plan (and tons of equity and other capital) makes perfect sense to me.

I often trend a little more on the cautious side in my writing then I do in my own personal finances, especially if it is something that involves a higher degree of skill and risk. For the average person, I think they are safer not using their home as collateral.

Your client, on the other hand, seems to know exactly what they are doing (as evidenced by owning a million dollar home free and clear and having 7 income properties). They sound like the perfect candidate for leveraged investing.