Hi Jay, Agreed. Which is why I address that point upfront. Most article titles are 6–9 words, you can only convey so much information in 9 words. That is why I address these types of issues in the first few paragraphs.

“Forced” dollar-cost averaging as I refer to it works great, the idea of this article which applies to anyone is that you are better off investing any investible money right away rather than a little bit at a time. That goes for employees on payday, if you have $1,000 on payday that you could invest, better off investing the $1,000 rather than $500 today and $500 next month.