Hi Seth.

Firstly, thanks for the kind comments it means a lot to know the writing has an impact out there.

Second, I’ll give the disclaimer that you shouldn’t invest based solely off my opinion, and in volition times there is no guarantee of positive returns in the short term.

Now for my opinion. I still think in volatile times passively managed index funds are the way to go. I don’t recommend people buy an index fund that tracks a particular sector, like tech.

I invest either in S&P 500 index funds or “total market” index funds. I think passive investing is the way to go because nobody knows what the future will hold. No matter how brilliant find managers are it’s impossible to see a juggernaut like Facebook falling so fast, so quickly based off scandal.

Scandal or a tweet from the president can have severe impacts on stock returns and they are hard to predict.

Your question has inspired me to write a full article addressing this question so thank you and stay tuned for that!

In the meantime here is an article where I breakdown what I personally have in my retirement investment accounts

Economic policy wonk by day. Personal finance writer by night. I write about investing, debt, and all things related to money. Editor of Making of a Millionaire

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