I Agree Opher. It is rather unfortunate the response this poster has gotten. The fact that the post had to be locked from comments speaks to the volume of negative feedback. I know people who make well into the six figures that are much worse of financially than this kid.

The point is that we all make money mistakes. If we can't have an honest discussion and layout all of our issues without being attacked, it incentivizes people to keep quiet about their money problems. If they keep quiet, they are less likely to educate themselves and turn things around.