I dislike Robert Kiyosaki and his takes on money, but I admit we are circling a similar point here. The main difference is he takes it a bit too far (a common theme for him), While we don't want too large a share of our net worth to be in home equity, I would never go far as to say owning a home is always a bad idea... It's worked out great for me personally... Thanks for the thought Brian, I think I'll end up writing an article fleshing this idea out further.