Thanks Opher. To be clear I’m not saying “I” am a dave Ramsey fan (I’m not) but a lot of young people are because debt is one of their main stressors and he markets himself (effectively) as the debt slayer. They would likely be better off following the advice of someone else, but they are buying into his message/marketing.

Economic policy wonk by day. Personal finance writer by night. I write about investing, debt, and all things related to money. Editor of Making of a Millionaire

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